WHITEPAPER (v. 9.07)

SIMCAT Authenticator

A single dashboard secured by a threestep login: phone verification, authenticator code, and encrypted key storage. Users receive session alerts to prevent unauthorized access.

Mobile Wallet Security

Private keys are protected with PIN-based encryption, MFA (PIN + biometrics/OTP), and industry-standard encoding. Only the user’s PIN can decrypt wallet data.

Limitations of Other Wallets

Existing wallets are either centralized, inconvenient on mobile, or outdated in security — leaving gaps SIMCAT is designed to solve.

SIMCAT Wallet Advantages

Decentralized, secure, and user-friendly; reduces fees; offers early access to presales and airdrops; includes an exclusive investment portal.

SIMCAT.Auth Ecosystem

Secure wallets, stablecoins, P2P exchange, and payment tools all connected through one identity layer

Payment Gateway

A secure, Stripe-like crypto payment system with real-time conversion, QR checkout, and no stored customer data.

Green Energy Meets Blockchain

SIMCAT Solar Mining merges renewable energy generation with blockchain rewards. Households with solar panels earn token incentives based on the real electricity they produce. This approach makes mining environmentally friendly and opens participation to users who would never operate traditional mining rigs.

How It Works

• SIMCAT Solar Panels generate clean electricity as the home’s primary energy source.
• Excess Energy Monetization: Surplus energy is sold back to the local grid, creating bill credits or cash payments.
• Low-Energy Mining Device: Each system includes a compact SIMCAT mining unit that works like a secure modem—silent, efficient, and maintenance-free.
• Blockchain-Linked Rewards: For every predefined amount of earned energy credit (e.g., $10), a portion (e.g., $2) is mirrored as $SIMCAT tokens issued to the user’s wallet.
• Smart Grid Verification: Custom blockchain algorithms validate solar output in real time, ensuring rewards are tied directly to actual energy production.

Stake-to-Earn Alignment

Although not PoS, SIMCAT Solar Mining mirrors its philosophy: staking $SIMCAT can boost a household’s mining rewards. This creates a “stake in the sun,” where users benefit more as they support both the ecosystem and renewable generation.

Key Benefits

• Dual Income: Earn utility credits and $SIMCAT tokens simultaneously
• Eco-Friendly: 100% solar-powered with no heavy hardware or high electricity costs.
• Hands-Free: Automated operation through the Crypto Engine Mining Pool.
• Accessible: Designed for regular households, not industrial miners.

Ideal Users

• Homeowners with solar installations
• Eco-conscious crypto users
• Renewable energy supporters seeking new earning opportunities

SIMCAT x Metabank Partnership

SIMCAT becomes a major franchisee of Metabank, enabling full banking functionality directly inside the SIMCAT ecosystem

• Virtual Visa/Mastercard: Encrypted digital cards usable via Apple Pay and Google Pay.
• IBAN Accounts: Access to international banking rails in 100+ countries
• Crypto Payments: QR-based payments with automatic multi-chain conversion.
• P2P Loans: Decentralized matching between lenders and borrowers—no banks involved.
• Staking & Yield Farming: Interest earned through staking or providing liquidity.
• Governance Token: Users vote on fees, updates, and treasury decisions.
• Smart Contracts: Serve as secure authorization for payments and account operations, integrated via SDK/API.

CryptoCat Game

CryptoCat is a Telegram play-to-earn game where players help Simone the cat mine digital “crypto gems.” As players tap, learn blockchain concepts, and level up, their earning rate increases. This makes CryptoCat both an educational tool and an entry point into the SIMCAT ecosystem.

CryptoCat Airdrop

The CryptoCat Airdrop rewards early wallet users and active community members. Participants earn tokens by completing simple daily/weekly tasks— joining channels, testing wallet features, interacting with pre-sales, or referring friends. Extra bonuses are given after the airdrop period to reward continued activity.

Over 750,000 users have participated, completing more than 10,000 tasks. The airdrop has built a highly engaged community and established SIMCAT as a next-generation wallet ecosystem focused on learning, accessibility, and rewarding early adopters.

CryptoCat Game

Designed for balanced growth, stability, and long-term decentralization.

1. Ecosystem Reserve – 41.1% (411M) Used for mining rewards, blockchain upgrades, and ecosystem expansion. Released gradually over 20 years, with halving every 4 years.
2. Founding Investors – 10% (100M) Strict 10-year vesting with slow monthly unlocks to prevent dumping.
3. Staking Liquidity – 9% (90M) Locked for staking rewards; released only during distribution cycles.
4. Community Airdrop – 8.25% (82.5M) Released in 4 phases; unclaimed tokens are burned to support price stability.
5. Community Team – 8% (80M) Locked for 5 years; slow monthly release ensures long-term team alignment.
6. Marketing & Ads – 7% (70M) Allocated for growth; monthly usage capped for sustainability.
7. Liquidity – 4.1% (41M) For CEX/DEX listings; liquidity added in phases to protect market price.
8. Seed Round – 4.4% (44M) Locked 2 years; controlled gradual unlocks over 4 years.
9. Pre-Seed Round – 3.1% (31M) Same vesting model as Seed; early investor support with responsible unlocks.
10. Launchpool Market – 3.25% (32.5M) Used for pre-listing programs; small monthly releases.
11. Charity Reserve – 1.8% (18M) Locked 2 years; post-unlock, 5–10% monthly used for charitable initiatives.

Use of Funds

Raised capital supports product development, marketing, liquidity, community rewards, airdrops, and ecosystem growth.

How Staking Works

Users lock their SIMCAT tokens for a set period. In return, they receive staking rewards from the dedicated rewards pool. SIMCAT uses dynamic, proportional rewards, meaning earnings adjust based on:

• The number of participants
• The total amount staked
• Each user’s share of the pool
• How early the user joined

Earlier and larger stakes earn proportionally higher rewards.

Rewards Pool

A total of 7% of all SIMCAT tokens is allocated for staking rewards. Tokens are released gradually to maintain sustainable tokenomics and support long-term growth.

Dynamic & Proportional Rewards

Dynamic: Reward rates change based on total participation—more stakers = lower individual APY; fewer stakers = higher APY.
Proportional: A user’s reward share reflects their percentage of the total tokens staked.

New Projects

Innovation is increasing across high-performance ecosystems:

• Solana continues to lead in scalability, making it ideal for SIMCAT
• Wallet-native tokens (CRO, TWT) show strong user loyalty models.
• DeFi 2.0 platforms like Aave and Compound highlight the demand for multi-utility, integrated financial tools.

SIMCAT aligns with these trends by merging wallet utility, gamified onboarding, and banking functions into a unified ecosystem.

New Coins

Several high-growth Solana tokens reflect the direction SIMCAT is moving toward:

• $BONK – community-driven ecosystem growth
• $PYTH – real-time oracle data for DeFi
• $JUP – major role in Solana DEX infrastructure

Their success demonstrates Solana’s expanding influence and compatibility with SIMCAT’s vision.

SIMCAT Token ($SIMCAT) is deployed on the Solana blockchain, chosen for its unmatched scalability, low fees, and energy efficiency.

• Transaction Speed: Solana processes up to 65,000 transactions per second (TPS), enabling fast wallet transfers, in-game rewards, and staking.
• Smart Contract Security: $SIMCAT utilizes Solana Program Library (SPL) tokens with audited smart contracts to ensure safe deployment.
• Cross-Chain Potential: While Solana is the core network, SIMCAT plans future integrations with cross-chain bridges for broader DeFi and exchange compatibility.

This technical foundation ensures $SIMCAT’s infrastructure can support millions of users while remaining cost-effective and sustainable.

SIMCAT operates with the support of Crypto Engine LLC, a U.S.-based Mining Pool Software company, helping to reach full compliance with applicable federal and state regulations. Learn more about it here: cepool.us

• KYC/AML Protocols: All wallet, exchange, and staking functions integrate robust Know Your Customer (KYC) and Anti-Money Laundering (AML) processes.
• SEC and FinCEN Guidance: SIMCAT Token is structured as a utility token, avoiding characteristics of securities under the Howey Test while adhering to FinCEN reporting requirements.
• Data Privacy: All user data and authentication comply with U.S. and international standards, including GDPR compatibility for future EU expansion.

This compliance framework positions $SIMCAT as a legitimate, investor-ready project prepared for regulatory scrutiny.

Community Engagement via CryptoCat

The entry point is CryptoCat, a Telegram tap-to-earn game where users learn basic crypto concepts while earning $SIMCAT tokens. Tasks inside the game drive users to join Telegram, YouTube, X, and Instagram channels, accelerating growth and strengthening trust through continuous tutorials, updates, and announcements.

Content Channels for Growth

SIMCAT relies on large, active social channels as always-on marketing pipelines. Integrated tasks, video updates, and reward mechanisms encourage constant engagement and make community growth selfsustaining.

Global Partnership Integration

SIMCAT’s ecosystem is reinforced by strategic partnerships across key segments:

• Crypto Engine (USA): Regulated mining pool power
• Crypto Mining (Central Asia): Large-scale mining farms supporting liquidity
• Metabank (France): Virtual cards, IBAN access, and fiat bridges
• Staking Platform: Dynamic APY system (regionally patented)
• Signal Bot: Real-time market analysis and trading insights

Signal Bot: Real-time market analysis and trading insights

Timeline – When We Enter

• 2023: IP registered for Staking Platform & Signal Bot
• 2025: CryptoCat v1 & v2 launched; mining pool deployed; ICO released
• 2026: Metabank integration and SIMCAT Wallet launch
• 2027: Full ecosystem unification into a complete Web3 platform

Why We Enter

SIMCAT aims to redefine how everyday users interact with crypto by blending entertainment, education, and financial tools in a single ecosystem. By aligning mining, banking, DeFi, and gamification, SIMCAT bridges the gap between traditional finance and Web3. The result is a sustainable, user-centric network backed by Solana’s high-performance infrastructure.

Ecosystem Services Powered by SIMCAT

• SIMCAT Wallet – Secure, low-fee wallet supporting major cryptocurrencies, with easy swaps to stablecoins.
• SIMCAT Exchange – Buy, sell, and trade tokens with P2P functionality for direct user-to-user trading.
• CryptoCat Airdrop – Earn tokens daily through tap-to-earn mechanics and referral missions on Telegram.
• SIMCAT Staking – Lock tokens to earn bonus rewards and strengthen network stability.
• SIMCAT Payment – Make online purchases using SIMCAT tokens where supported.

All SIMCAT services rely on custom Solana smart contracts, ensuring high security, transparency, and efficient execution across the entire network.

Capital Investments

Capital raised through $SIMCAT’s presale and token offerings will be strategically deployed:

• 40% – Product Development: Wallet, exchange, staking platform, and blockchain banking integrations.
• 25% – Marketing & User Acquisition: Global campaigns, influencer partnerships, and gamified onboarding.
• 15% – Liquidity Pools: Ensuring $SIMCAT stability across exchanges.
• 10% – Compliance & Legal: Licenses, audits, and U.S.-based legal infrastructure
• 10% – Ecosystem Growth: Strategic partnerships, grants for dApp developers, and gaming expansions.

All SIMCAT services rely on custom Solana smart contracts, ensuring high security, transparency, and efficient execution across the entire network.

Projects

Key funded initiatives include:

• SIMCAT Wallet Expansion: Launching advanced features such as NFT storage, one-click DeFi access, and enhanced cross-chain compatibility to create a versatile Web3 wallet experience.
• CryptoCat Game Enhancements: Expanding the Telegram-based tap-toearn game with additional levels, character skins, and educational modules to increase engagement and integrate deeper blockchain learning.
• DeFi Lending & Yield Integration: Introducing seamless staking and decentralized lending protocols built on Solana’s DeFi ecosystem, enabling users to earn rewards and participate in on-chain financial services.
• U.S. Compliance-Ready Exchange: Developing a fully regulated P2P and spot trading platform featuring fiat on/off ramps, designed to meet U.S. compliance standards while maintaining decentralization.
• Crypto Engine Mining Pool: Operating a high-capacity 22 EH/s mining pool, distributing rewards in $SIMCAT Tokens and providing the mining pool participants with transparent earnings and real-time performance tracking.
• SIMCAT Solar: SIMCAT Solar Mining production, the world’s first householdfriendly mining solution that converts excess solar energy into $SIMCAT tokens. Our proprietary SIMCAT Solar Panels come with built-in, low-energy blockchain hardware that connects directly to the Crypto Engine Mining Pool. When a solar system sends surplus electricity back to the grid, owners don’t just get paid by the utility-they also earn $SIMCAT rewards automatically, tracked in real time through their mining pool account.
• Utility Payments: Partnering with a new government-backed road assistance and monitoring initiative, offering citizens of Central Asian country exclusive discounts when paying with $SIMCAT

All SIMCAT services rely on custom Solana smart contracts, ensuring high security, transparency, and efficient execution across the entire network.